银行电子银行监管存在的问题分析研究 工商管理专业VIP免费

广发银行电子银行监管存在的问题分析摘要网络发展、科技进步为国内电子银行业务的创新带来较好的发展前景。全新的金融潮流中，国内电子银行得到了良好的发展效果，更多的银行开始专注于电子银行业务。电子银行虚拟性是其风险的关键来源，广发银行不只要解决传统银行需要面承担的现实风险，此外也需要处理网络产生的风险。本文在分析中吸收国外的优秀管理方式，对广发银行电子银行监管业务开展研究，为国内未来的电子银行风险管理分析准备良好基础。关键词：电子银行；电子银行风险；电子银行风险控制AbstractThedevelopmentofnetworkandtheprogressofscienceandtechnologyhavebroughtgoodprospectsfortheinnovationofdomesticelectronicbankingbusiness.Inthenewfinancialtrend,domestice-bankinghasachievedgooddevelopmentresults,morebanksbegantofocusone-bankingbusiness.Thevirtualnatureofe-bankingisthekeysourceofitsrisk.BroadcastingDevelopmentBanknotonlyneedstosolvetherealrisksthattraditionalbanksneedtobear,butalsoneedstodealwiththerisksarisingfromthenetwork.Thispaperabsorbstheexcellentmanagementmethodsofforeigncountriesintheanalysis,andstudiesthesupervisionbusinessofGuangzhouDevelopmentBank'selectronicbanking,soastoprepareagoodfoundationforthefutureriskmanagementanalysisofdomesticelectronicbanking.Keywords:e-banking;e-bankingrisk;e-bankingriskcontrolPreface目录摘要..........................................................................................................................................11绪论........................................................................................................................................31.1研究背景.....................................................................................................................31.2研究目的和意义.........................................................................................................31.3国内外研究现状.........................................................................................................31.3.1国外研究现状..................................................................................................31.3.2国内研究现状..................................................................................................31.4研究的方法及内容.....................................................................................................42电子银行监管的相关理论概述............................................................................................42.1电子银行概述.............................................................................................................42.2电子银行发展现状.....................................................................................................52.3网络银行的监管.........................................................................................................53广发银行电子银行监管存在的问题....................................................................................63.1法律监管体系不健全.................................................................................................63.2缺乏监管人才.............................................................................................................73.3信息披露监管不足.....................................................................................................73.4客户权益的保护不够.................................................................................................83.5电...