下载后可任意编辑个人消费贷款是指以抵押、质押或第三方担保的方式向银行申请贷款，贷款用途为个人消费。在商业银行的个人消费贷款中，用于购买汽车、房屋装修、旅游、购买消费品的贷款都可通称为个人消费贷款。申请个人消费贷款，经审批后，银行同意贷款。在获得贷款前，银行和个人要签订《个人消费借款合同》。以下为《个人消费借款合同》的一个范本。个人消费借款合同贷款种类：_____________________________________________合同编号：_____________________________________________贷款人：___________________________________________银行住所：_________________________________________________联系电话：_____________________________________________传真号码：_____________________________________________借款人：_______________________________________________工作单位：_____________________________________________家庭住址：_____________________________________________联系电话：_____________________________________________还款账号：_____________________________________________保证人：_______________________________________________住所：_________________________________________________通讯地址：_____________________________________________电话：_________________________________________________存款金融机构及账号：___________________________________传真号码：_____________________________________________出质人：_______________________________________________住所：_________________________________________________通讯地址：_____________________________________________电话：_________________________________________________开户金融机构及账号：___________________________________传真号码：_____________________________________________抵押人：_______________________________________________下载后可任意编辑住所：_________________________________________________通讯地址：_____________________________________________电话：_________________________________________________开户金融机构及账号：___________________________________借款人（以下称甲方）：_________________________________贷款人（以下称乙方）：____________________...
