银行业风险预警指标

Abstract:Discusses the common features associated with banking crises and whether distress signals may be identified before serious problems arise. Link between episode of banking distress and depositor runs on banks or closure or merger of financial institutions; Reasons for banks' vulnerability to adverse shocks.摘要：讨论了银行业危机的共同特征和查明导致危机的信号，银行和银行之间以及银行和存款人之间的关系恶化，在银行或金融机构合并，这些都会给银行造成负面冲击。Persistent link to this record (Permalink):EARLY WARNING INDICATORS OF BANKING SECTOR DISTRESS 银行业风险预警指标Contents1. 频繁的银行业危机2. 为什么银行业更易受到攻击？3. 早期预警指标4. 制度特色5. 防止银行危机6. 参考文献The financial crises in Japan and East Asia have been costly; they disrupted credit金融危机在日本和东亚频繁;他们不仅在这些国家破坏信贷渠道和减少经济活动而且在世界的其他地方也是如此。channels and curtailed economic activity not only in those countries but in other parts of the world as well. Such high costs make it desirable to have some form of early 这就增加银行本钱，如此高的本钱，使得建立一个银行业风险预警系统迫在眉梢。warning system of impending banking sector distress. If policymakers could identify 假如政策的制定者能一个考虑到更多导致银行危机因素的预警系统，那么银行业才有可能实行措施，来防止一些风险。 the factors that lead to a higher likelihood of banking problems, they might be able to take steps to avert them. Of course, each banking crisis usually has idiosyncratic 当然，每个银行的危机都有自己的特点。但是同样我们也可以看到在很多国家和个别案例中，银行各部门的危机具有共同的特征。features. But there may also be common features associated with episodes of banking sector distress identifiable across a large number of countries and cases. This 把这些导致银行陷入危机的共同特点联系在一起，查明这些信号是否可以作为银行陷入...