我国养老保险基金的投资组合与策略分析摘 要目前，由于全球人口老龄化和中国的未老先富的基本国情，使得现在的中国的养老保险制度和金融结构正在面对着巨大的影响。根据中国养老基金投资组合的现状，不难看出，我国基本养老保险基金投资基金投资收益较小，投资渠道狭窄。基本养老保险基金长期以来一直在低收入国家，甚至出现负增长。基本养老基金的收入跟不上通货膨胀，最基本的保值目标和增值目标也都无法实现。因此，本文分析了中国养老基金发展和养老基金投资组合的现状和问题，并提出了通过对金融政策，金融政策和金融体系相关的金融改革来改善养老金基金投资组合的方法。从根本上促进基本养老金的资产的增值，从而实现养老金不断增值的目标，旨在提高中国投资组合和养老基金战略的有效性。关键词：养老保险 养老保险基金 投资组合 AbstractAt present, because of the global population aging and China is not the old cashing in the basic national conditions, make the old-age insurance system in China and now is facing the enormous impact on financial structure. According to the present situation of Chinese pension fund investment portfolio can be seen that China's basic old-age insurance fund investment fund investment income is small, narrow investment channels. Fund of primary endowment insurance has long been in low-income countries, or even negative growth. Basic pension fund income couldn't keep up with inflation, the most basic value goals and value goal cannot be achieved. Therefore, this paper analyzes the development of Chinese pension funds and pension funds portfolio status quo and problems, and put forward based on the financial policy, financial policy and the financial system reform to improve the pension fund's portfolio. Fundamentally promote the basic pension assets value-added, so as to realize the aim of continuous increment of pension funds, to improve China's investment portfolios and the effectiveness of the strategy of pension ...
