本科论文摘 要随着互联网技术不断趋向宽带化，以智能手机为主的移动终端迅速普及，互联网金融大跨步向前发展，推动了我国的移动支付业务长足的发展和进步。移动支付给大众带来了一种无法放弃的新生活方式，不仅使用户获得更多收益，而且还真正享受到了便捷的生活，且无需等待。移动支付业务最大程度的解决了支付的时间和空间的问题，提高了支付的便利性。与此同时，它还与生活各组织建立系统链接，增加了生活的丰富性。目前，我国的移动支付业务已经处于世界的领先地位，呈现出不可逆性、快速性、便捷性等特点。但是在我国在移动支付服务的开发和业务发展道路上，仍然出现了一些不足和风险，阻碍移动支付快速发展道路。本文通过查阅国内外有关书籍、期刊、学术论文等多方面资料，结合以往解决移动业务问题的研究成果，分析我国移动业务的发展现状，从运营主体、外部监管、用户等角度出发，找出影响我国移动支付业务发展因素，针对问题和不足提出相应的解决措施。关键字：移动支付，现状分析，对策研究 本科论文AbstractWith the continuous trend of Internet technology towards broadband, rapid popularization of mobile terminals based on smart phones, Internet finance has made great strides forward, which has promoted the rapid development and progress of China's mobile payment business. Mobile payment brings a new way of life that cannot be given up to the public, which not only enables users to get more income, but also truly enjoys a convenient life without waiting. The mobile payment business solves the problem of payment time and space to the greatest extent, and improves the convenience of payment. At the same time, it also establishes system links with organizations in life, increasing the richness of life.At present, China's mobile payment business is already in the leading position in the world, showing the characteristics of irreversibility, speed, convenience and so on. However, in China's development of mobile payment services and business development, there are still some deficien...
