目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 个人理财业务的概念............................................................................................21.1 个人理财业务...............................................................................................21.1 个人理财业务的内容...................................................................................32 国内外个人理财现状 ........................................................................................32.1 国外状况.......................................................................................................32.2 国内状况.......................................................................................................33 贵阳银行个人理财业务的概括............................................................................43.1 对贵阳银行的简介.......................................................................................43.2 贵阳银行理财产品的介绍...........................................................................53.3 贵阳银行理财业务发展的外部环境...........................................................73.4 贵阳银行理财业务发展的内部环境...........................................................94 贵阳银行个人理财业务存在的问题..................................................................104.1 理财产品的竞争策略低端.........................................................................104.2 个人理财产品经营模式单一.....................................................................104.3 理财经理的技能素养较差.........................................................................114.4 银行理财产品风险提示...