绿色金融在我国的发展及问题 摘 要随着我国经济迅速发展，科学技术日益进步，我国的发展应该不止看重速度，更要注重质量经济发展应逐步转型升级，尤其是对生态环境的保护，这就提出了绿色金融这一发展理念，写进了国家战略领域，并取得了一些成就，但在国家整体角度，我国绿色金融领域还存在一些发展问题，这是由于在政策方面的体系还需要改进，企业等金融机构对绿色金融的认识水平和参与度还有待提高。本文研究发现我国绿色金融发展还存在规范不健全，标准不统一，碳排放权的金融属性受到抑制，激励机制不到位，约束机制不完善等问题。为此本文提出健全绿色金融的基础性标准、在金融领域加大对环境权益交易的探索、完善绿色金融的激励和约束机制。 关键词：绿色金融；碳排放权；绿色信贷 ABSTRACTGreen finance, as a financial innovation tool for achieving sustainable development of the economy and the ecological environment, has become a new form of financial development indispensable for the transformation and upgrading of economic development and the improvement of the ecological environment. It has risen to the national strategic level and achieved some achievements. On the whole, however, due to insufficient financial institutions' awareness and participation in green finance, inadequate policy support systems, and weak foundations for developing green financial industries, there are some problems in the development of green finance in China. The research in this paper finds that China's green financial development still has problems such as unsound standards, inconsistent standards, the financial attributes of carbon emission rights being suppressed, and inadequate incentives and constraints. To this end, this article proposes sound basic standards for green finance, strengthens the exploration of environmental equity transactions in the financial field, and improves the incentive and restraint mechanisms for green finance.Keywords: Green finance; carb...
