封面M 企业融资存在的问题及对策探究摘要在对外开放之后，我国中小公司得到良好发展，在促进技术研发、吸纳劳动力与促进就业、世界贸易和经济进步等部分具备非常关键的现实功能。然而，中小公司融资艰难始终是限制其后续发展的重要阻碍，国内中小公司数目较少，融资艰难问题凸显，处理此类问题迫在眉睫。在上述因素的影响下，大部分中小公司不只遇到盈利问题，此外也遇到资金不足和资金链不健全的风险。在上述内外环境影响下，全面分析中小公司融资需求和信贷融资问题是重中之重，利用对此类公司融资问题的深入分析，根据国内目前或马上要使用的部分方式来改变中小公司融资现状，探索怎样利用政府、银行和公司三方的奋斗，从本质上处理中小公司信贷融资问题，加快此类公司的长久稳定发展。本文以 M 企业为例进行深入探究，使文章具备更强的现实意义。关键词：中小企业；金融机构；融资困境 AbstractAfter opening up to the outside world, China's small and medium-sized companies have developed very well, and they have very important practical functions in promoting technology research and development, attracting labor and promoting employment, world trade and economic progress. However, the difficulty of financing small and medium-sized companies has always been an important obstacle to restricting their subsequent development. The number of small and medium-sized enterprises in China is small, and the difficult financing problems are prominent. It is extremely urgent to deal with such problems. Under the influence of the above factors, most small and medium-sized companies not only encounter profit problems, but also face the risk of insufficient funds and unsound capital chain. Under the influence of the above internal and external environment, a comprehensive analysis of the financing needs and credit financing of small and medium-sized companies is a top priority. Using the in-depth analysis of financing problems of such companies, the current status of financing for...
