保险学-我国出境游保险现状分析

我国出境游保险现状分析【摘要】中国出境游市场稳定增长为我国出境旅游保险的发展提供了契机。随着出境旅游目的地选择的不断增加以及出境旅游方式的多样化，中国游客对出境游保险的需求在不断扩大。本文通过对我国出境旅游保险现状研究，发现在当前中国出境旅游保险行业中产品体系正在不断完善，但对于我国出境游保险的发展来说，供应方、需求方以及关联方均有不足的地方，在法律监管体系、产品创新、服务环节上仍有需要改进、完善的地方。出境游保险行业若要形成成熟的体系，提高行业认可度，需要不断完善、创新。【关键词】出境游；出境旅游保险；现状分析Analysis of the Current Situation of China’s International Travel Insurance[Abstract] The steady growth of China's outbound tourism market provides an opportunity for the development of China's international travel insurance. With the increasing choice of international destinations and the diversification of outbound travel methods, Chinese tourists' demand for international travel insurance is expanding. Based on the research about the present situation of China's international travel insurance, it is found that the product system of current China’s international travel insurance industry is improving. However, for the development of international travel insurance in China, there are deficiencies in the supplier, the demander and the related parties. There is still room for improvement in the legal supervision system, product innovation and services. In order to form a mature system and improve the recognition of the international travel insurance industry, it needs to improve and innovate constantly. [Keywords] Outbound tourism; International travel insurance; Status analysis 目 录1前言..........................................................................................................................................12案例分析............................................................................