第1页共123页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共123页银行资产分类词汇accrualbasis权责发生制activityratio营运比率adverselyclassifiedcredits不良贷款assetdiversification资产多元化assetportfolio资产组合atarmslength商业的/公平的back-officesupport后台支持badloans呆帐bankportfolio银行资产bankingsupervision银行监管BasleCorePrinciples巴塞尔核心原则bepledgedassecurity抵押borrower借款人calendar-basedsystem期限为基础的(准备金制度)CAMEL骆驼评级法carryingvalue现存价值cash收付实现制collection催收Consumerclient个人客户contingentliabilities或有债务Corporateclient法人客户creditsthatarebeingrolledover展期贷款currentliabilityaccount流动债务帐户currentratio流动比率debt-for-equityswap债权转股权delinquentloan过失贷款directedcredits指定贷款disintermediation脱媒（体外循环）distressedassets有问题资产doubtfulasset可疑资产earning收益efficiencyratio效率比率financialleverage财务杠杆；举债经营第2页共123页第1页共123页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共123页financialsoundness财务稳健性foreclosedassets没收的抵押财产gearing财务杠杆；举债经营generalprovision普通准备金generalreserve普通准备金impairedassets受损害资产interestaccrual计息interestcoverage利息偿付率interestpaymentsbeingcapitalized利息转本金intra-account内部帐户lendingofficer信贷人员lendingpolicy贷款证策licensing申请许可证licensingperiod申请许可证过程loanclassification贷款分类loandocumentation贷款记录loangrading贷款分级loanorigination贷款发放loanrestructuring重组贷款loanreview贷款检查loansplitting贷款分割lossloanprovisioning呆帐准备金non-accrualitems不计息项目non-accruals不计息的non-classified未分类的obligator债务人off-balancesheet表外off-sitesupervision非现场监测on-siteinspection现场检查on-sitevisit现场访问out-of-arealoan外地信贷outstandingbalance未清偿余额overdue逾期pass,overdue,idle&badloans(POIB)一逾两呆pastdueloans逾期贷款第3页共123页第2页共123页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第3页共123页pendingfactor未决因素poorlystructuredloan结构不合理贷款problemloans有问题贷款Profitandloss损益（表）provision准备金provisioning准备金提取quickratio速动比率rehabilitationrepaymentschedule还款计划restructuredloans重组贷款risk-weightedasset风险加权资产ROCA洛卡评级法roll-overs展期securityenforcement行使抵押权sideagreement附件specialmentionasset特别提及资产specialreserve特殊准备金specificreserve专项准备金substandardassets次级资产suspenseaccount挂帐termloan定期贷款tocredit贷记todebit借记tradingonequity财务杠杆；举债经营troubledloan有问题贷款turnoverratio周转比率weakloan低质量贷款workoutproblem核销有问题write-off冲销write-up(贷款)批评报告第4页共123页第3页共123页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第4页共123页生物伦理道德研讨会词汇1995年11月，北京国际会议中心由冯京葆、王宁整activeeuthanasia主动安乐死Autonomy自主性、自主权Beneficence有利Bioethics生命伦理学Biomedicine生物医学confidentiality保密consquentialism后果论deontologism道义论descriptive描述性enhancement增强、加强（性状）ethicalrelativism伦理相对论ethicaluniversalism伦理普遍论euthanasia安乐死genepatent基因专利genetherapy基因治疗geneticengineering基因工程geneticization基因化genomemappingproject基因组绘制计划germlinegenetherapy生殖细胞基因治疗hospiccare临终护理informedconsent知情同意involuntaryeuthanasia非自愿安乐死medicalization医学化medicineistheartofhumaneness医本仁术non-maleficence不伤害Normative...
