复利终值系数复利终值系数(即复利)是指在每经过一个计息期后,都要将所生利息加入本金,以计算下期的利息。这样,在每一计息期,上一个计息期的利息都要成为生息的本金,即以利生利,也就是俗称的“利滚利”。复利的计算是对本金及其产生的利息一并计算,也就是利上有利。复利计算的特点:把上期未的本利和作为下一期的本金,在计算时每一期本金的数额是不同的。计算公式复利的计算公式:F=P*(1+i)切F—终值(n期末的资金价值或本利和,FutureValue),指资金发生在(或折算为)某一特定时间序列终点时的价值;P—现值(即现在的资金价值或本金,PresentValue),指资金发生在(或折算为)某一特定时间序列起点时的价值;i—计息周期复利率;n—计息周期数。终值系数式中(1+i)An成为一次支付终值系数,可通过复利终值系数表查得。系数表期数1%2%3%4%5%6%7%8%9%10%11.011.021.031.041.051.061.071.081.091.121.02011.04041.06091.08161.10251.12361.14491.16641.18811.2131.03031.06121.09271.12491.15761.1911.2251.25971.2951.33141.04061.08241.12551.16991.21551.26251.31081.36051.41161.464151.0511.10411.15931.21671.27631.33821.40261.46931.53861.610561.06151.12621.19411.26531.34011.41851.50071.58691.67711.771671.07211.14871.22991.31591.40711.50361.60581.71381.8281.948781.08291.17171.26681.36861.47751.59381.71821.85091.99262.143691.09371.19511.30481.42331.55131.68951.83851.9992.17192.3579101.10461.2191.34391.48021.62891.79081.96722.15892.36742.5937111.11571.24341.38421.53951.71031.89832.10492.33162.58042.8531121.12681.26821.42581.6011.79592.01222.25222.51822.81273.1384131.13811.29361.46851.66511.88562.13292.40982.71963.06583.4523141.14951.31951.51261.73171.97992.26092.57852.93723.34173.7975151.1611.34591.5581.80092.07892.39662.7593.17223.64254.1772161.17261.37281.60471.8732.18292.54042.95223.42593.97034.595171.18431.40021.65281.94792.2922.69283.15883.74.32765.0545181.19611.42821.70242.02582.40662.85433.37993.9964.71715.5599191.20811.45681.75352.10682.5273.02563.61654.31575.14176.1159201.22021.48591.80612.19112.65333.20713.86974.6615.60446.7275211.23241.51571.86032.27882.7863.39964.14065.03386.10887.4002221.24471.5461.91612.36992.92533.60354.43045.43656.65868.1403231.25721.57691.97362.46473.07153.81974.74055.87157.25798.9543241.26971.60842.03282.56333.22514.04895.07246.34127.91119.8497251.28241.64062.09382.66583.38644.29195.42746.84858.623110.8347261.29531.67342.15662.77253.55574.54945.80747.39649.399211.9182271.30821.70692.22132.88343.73354.82236.21397.988110.245113.11281.32131.7412.28792.99873.92015.11176.64888.627111.167114.421291.33451.77582.35663.11874.11615.41847.11439.317312.172215.8631301.34781.81142.42733.24344.32195.74357.612310.062713.267717.4494期数11%12%13%14%15%16%17%18%19%20%11.111.121.131.141.151.161.171.181.191.221.23211.25441.27691.29961.32251.34561.36891.39241.41611.4431.36761.40491.44291.48151.52091.56091.60161.6431.68521.72841.51811.57351.63051.6891.7491.81061.87391.93882.00532.073651.68511.76231.84241.92542.01142.10032.19242.28782.38642.488361.87041.97382.0822.1952.31312.43642.56522.69962.83982.98672.07622.21072.35262.50232.662.82623.00123.18553.37933.583282.30452.4762.65842.85263.0593.27843.51153.75894.02144.299892.5582.77313.0043.25193.51793.8034.10844.43554.78545.1598102.83943.10583.39463.70724.04564.41144.80685.23385.69476.191714.652413.15183.47863.83594.22625.11735.6246.17596.77677.4301123.49853.8964.33454.81795.35035.9366.58017.28768.06428.916113.88334.36354.8985.49246.15286.88587.69878.59949.596410.6993314.31044.8871...