网络银行在广东省的发展及实践学摘要21 世纪是个网络快速发展的时代，作为强大生命力的计算机和互联网的强强联手，给人们生活质量水平得到全面的提高，把人类带入了一个崭新的生活空间伴随着信息化、数字化和网络化的发展浪潮，网络银行在广东省作为一种新兴的金融业，已经不断地完善，开始高速发展，业务量不断地迅速增加。本文就网络银行概述、网络银行具有的优势、我国网上银行的发展历程、广东省网络银行的发展现状、广东省网络银行的弊端、广东省网络银行的存在的问题、广东省网络银行发展对策、广东省网络银行的发展前景等进行了简单的介绍。 关键字： 网络银行；发展实践；广东省目 录摘要 ·····················································1一、前言 ·················································3二、网络银行概述 ·········································3（一）网络银行定义 ·······································3（二）网络银行的类型 ·····································3 （三）网络银行业务特点···································4三、网络银行具有的优势 ···································4（一）降低银行业务成本 ···································4（二）提高业务处理效率和服务质量·························5（三）产品创新能力强 ·····································5（四）便于完善客户行为分析·······························5四、我国网上银行的发展历程·······························5五、广东省网络银行的发展现状·····························6（一）实现网上支付业务的银行数量不断增加·········6（二）网络银行服务趋向个性化、多样化和国际化·······6（三）受到国际社会的关注，开始受到好评··········7六、广东省网络银...
