金融学-商业银行中小企业信贷风险防范对策分析论文设计

论文题目：商业银行中小企业信贷风险防范对策分析摘要随着市场经济体制的逐步健全和完善，我国中小企业近年迅速发展，已经成为经济发展的重要支柱。如何加强对中小企业信贷风险的防范是我国商业银行迫切需要解决的问题。本文根据中小企业信贷风险的表现形式，分别从商业银行自身、中小企业和社会经济环境三个方面分析了我国商业银行中小企业信贷风险的成因，在此基础上，对商业银行如何防范中小企业的信贷风险提出了具体的对策和建议。关键词商业银行；中小企业；信贷风险ⅠAbstractAs the market economic system gradually improve and perfect, rapid development in recent years, our country small and medium-sized enterprises has already become the important pillar of economic development. How to strengthen the prevention of small and medium-sized enterprise credit risk is the commercial Banks in China urgently needs to solve the problem. According to the form of small and medium-sized enterprise credit risk, respectively from the commercial Banks and small and medium-sized enterprises and social economic environment three aspects analyzes the cause of China's commercial bank credit risk of small and medium-sized enterprises, on this basis, the credit risk of commercial Banks how to guard against small and medium-sized enterprise puts forward concrete countermeasures and Suggestions.Keywords Commercial Banks;Small and medium-sized enterprises;The credit riskⅡ目录摘要............................................................................................................................................IAbstract.....................................................................................................................................2前言............................................................................................................................................1一、中小企业信贷风险概述..............................................................................