中小企业融资问题研究摘 要中小企业逐渐成为我国市场经济中的重要组成部分。近年来，在中小企业快速发展的同时，许多中小企业也面临着诸多各方面的问题，纵观局面，不难发现中小企业眼下迫切要解决的问题是融资这一方面。中小企业融资困难的形成原因很多，其中包括企业自身条件存在的缺陷、融资渠道单一、政府投入力度不够以及相关政策法规不完善等。若需缓解中小企业的融资问题,不仅要清楚认识并完善中小企业自身的体制,扩大融资渠道方面,政府更要加大对中小企业的投入力度,并进一步明确相关政策法规的制定,提出具体的中小企业的信息公开机制。本文从目前国内外中小企业融资的形势状况着手，针对这一问题进行了研究并提供了相关建议，选择更优方案，希望能够为我国中小企业融资提供建议,改善我国中小企业融资问题，实现更好的长期发展,创造更多的经济效益。关键词：中小企业；融资；政策扶持；银行贷款PAGE \* MERGEFORMAT2Research on the financing of small and medium-sized enterprisesAbstractSMEs have gradually become an extremely important part of China's market economy. But it's worth thinking about that many small and medium-sized enterprises are also facing many diffculties, Looking at the situation, it is not difficult to find that the urgent problem for smes to solve is financing..There are many factors that hinder the financing of SMEs, including defects in the company's own conditions, a single financing channel, insufficient government investment, and incomplete relevant policies and regulations.To alleviate the financing problems of SMEs, not only must we clearly understand and improve the SMEs' own systems, and to expand financing channels, the government must increase investment in SMEs, further clarify the formulation of relevant policies and regulations, and propose specific.Information disclosure mechanism for SMEs. Researches on this issue and provides relevant suggestions, selects a better plan, and hopes to provide suggestions for China's SME financing, improv...
