目 录第一章 概 要.......................................................1一、借款人评价..................................................2二、项目评价....................................................3三、市场评价....................................................3四、投资筹资评价................................................4五、 财务评价...................................................5六、 贷款风险评价...............................................5七、 评估结论...................................................5第二章 借款人评价..................................................7一、借款人概况..................................................7二、经营者素养及管理水平........................................7三、资产负债分析：..............................................8四、盈利能力及资产运用效率.....................................10五、现金流量分析...............................................11六、信用状况评价...............................................12七、企业前景评价...............................................13八、担保企业评价...............................................13第三章 项目建设条件评价...........................................15一、 项目建设必要性............................................15二、项目建设内容、规模和建设方案...............................16三、项目实施进程评价...........................................17四、项目建设条件评价...........................................18五、设计单位资质评价...........................................20六、施工、监理单位资质评价.....................................21七、环境保护评价...............................................24第四章 市场评估....................................................28一、 市场供求状况及其进展趋势分析..............................28二、市场定位分析...............................................30三、销售区域...................................................30四、售价的确定及销售金额.......................................30五、项目产品分析.....
