贵州省中小企业融资风险研究摘要:贵州中小企业对发展区域经济,提高就业率做出了重要贡献。然而在中小企业平均生命周期为 2.5 年的实情下,当地的中小企业面临融资难,风险大的尴尬局面。本文先后阐述了贵州中小企业融资风险的内容、影响其融资风险大小的因素,之后重点解剖了造成当地中小企业融资风险的现状,并在此基础上提出了关于解决这种尴尬的建议。 关键词: 中小企业 融资风险 对策Financing Risk of Small and Medium Enterprises in GuizhouAbstract : small and medium enterprises in guizhou Has made an outstanding contribution to regional economic development and employment rate. But, under the circumstances that Small and Medium Enterprises have a mean lifetime of 2.5 years.They have to face awkward circumstance full of tough financing and high risk.The paper first states the financing risk content of medium enterprises in Guizhou.Then the paper tells the influence factor of financing risk level.The emphasis is the reason of financing high risk.On the base of these,The paper gives suggestions of awkward circumstance of tough financing and high risk Keywords: small and medium enterprises, financing risk, countermeasure 目 录1 贵州中小企业融资风险的内容....................................................................................................31.1 直接性融资风险................................................................................................................31.2 间接性融资风险................................................................................................................32 影响贵州中小企业融资风险大小的因素....................................................................................32.1 内因....................................................................................................................................32.1.1 负债规模............................................................................................