中文摘要 近年来,互联网金融作为新兴的金融模式，互联网金融在当今社会的发展中是十分重要的，是符合人们的需求的，因此它的发展之路也不会停止的。不过目前在互联网金融发展中所出现的各种问题或多或少阻碍了互联网金融的发展，由于是在互联网监管上所展现出来的问题更是严峻，急需解决。本文就从对互联网金融认识的基础上，对互联网金融现状作出科学分析，在分析了互联网金融监管上的不足之处中利用国家政策手段与互联网金融自身发展的特点，进而来探究出互联网金融在监管上与之相适应的措施与方法，以期能够用正确、有效的措施来促进互联网金融的进一步发展。 关键词：互联网；金融；发展；监管Abstract in recent years, the Internet as a new financial model, the financial Internet financial development is very important in today's society, is accord with the demand of people, so it's development will not stop. But now in the development of the Internet financial more or less all sorts of problems hindered the development of the Internet financial, because it is displayed in the Internet regulation problem is more serious, urgent need to solve. In this paper, from the Internet, on the basis of financial knowledge, made a scientific analysis about the present situation of Internet finance, on the analysis of the Internet financial regulatory deficiencies in the use of national policy and the characteristics of the Internet financial development, and to explore the Internet financial on the regulation of the corresponding measures and methods, in order to be able to use the correct and effective measures to promote the further development of the Internet financial.Key words: the Internet; Financial; Development; regulatory目录前言.....................................................1一、互联网金融的发展现状.................................1（一）互联网金融发展的多元化..............................1（二）互联网金融竞争模式新颖化............................
