第1页共66页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共66页P2P网络借贷理论与实践序言全民理财时代到来..............................................................................................3新手入门篇....................................................................................................................4第一章P2P网络借贷概述...........................................................................................4一、P2P网络借贷的概念..................................................................................4二、P2P网贷平台的运营模式和垫付模式..........................................................5第二章P2P网贷投资标的...........................................................................................8一、投资标的.........................................................................................................8二、新手选择标的建议.........................................................................................9第三章P2P网贷的合法性.........................................................................................10第2页共66页第1页共66页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共66页一、关于民间借贷的法律相关...........................................................................10二、关于居间服务的合法性...............................................................................12三、电子合同的法律效力...................................................................................13四、出借人收益的合法性...................................................................................13第四章网贷术语大全................................................................................................14一、平台基础知识...............................................................................................14二、投资资金详情...............................................................................................15三、借款资金详情...............................................................................................16四、常见网贷术语...............................................................................................16第五章投资流程........................................................................................................19一、用户协议.......................................................................................................19二、注册投资流程.............................................................................................19进阶篇..........................................................................................................................31第一章资金规划与配置............................................................................................31一、基本理解.......................................................................................................31二、个人理财建议...............................................................................................31三、资金管理的五个原则...................................................................................33第二章判断自己的投资偏好....................................................................................34一、投资人类型........................................................................................
