精品文档---下载后可任意编辑中国企业年金营运创新模式——走结合型新路的开题报告摘要中国企业年金为提高职工退休福利保障水平和促进国民经济的可持续进展做出了巨大贡献。但在当前形势下，面对着日益复杂化的职业年金市场环境和公司企业金融投资风险，如何运用创新型策略，走向突破及健康持续进展，已成为众多企业年金管理人的共同难题。本文面对中国现行企业年金运营模式方面存在的问题，运用文献综述、案例分析和专家访谈等方法，探讨了当前中国企业年金运营的现状和困难，提出了走结合型新路的创新模式，并总结结合型类别的优势和较高起点。关键词：中国企业年金；运营创新；结合型新路AbstractChina enterprise annuity has made great contribution to improving the retirement benefits of employees and promoting the sustainable development of the national economy. Nevertheless, in the current situation, facing the increasingly complex occupational pension market environment and the investment risks of corporate finance, how to use innovative strategies to achieve breakthroughs and healthy and sustainable development has become a common problem for many enterprise annuity managers. Based on the problems existing in the current operation mode of China's enterprise annuity, using literature review, case analysis, and expert interviews, this paper discusses the current situation and difficulties of China's enterprise annuity operation, proposes an innovative model of taking the combined type new route, and summarizes the advantages and high starting point of combined categories.Keywords: China enterprise annuity; operation innovation; combined-type new route一、简介中国是一个老龄化快速增加的国家。2024 年，我国 60 岁以上老年人口达 2.49 亿，占全国人口比重为 17.9%。人口老龄化趋势的加剧使得企业养老保险面临着更为严峻的挑战。在加大政府财政投入基础上，中国各类职业年金也应运而生，成为提供补充养老保险的重要途径。企业年金是一种特别的职业年金。具有商业保险、社保制度等年金计划缺陷的优势，逐渐...
