本科论文摘 要近年来，随着经济全球化和金融服务全球化的到来以及国家发展进程的加快，银行业也急速发展起来，但随之而来的也是巨大的金融风险和监管失位。银行业要想长效且健康的发展，就需要解决例如监管制度方面的诸多银行监管问题。本文运用归纳总结法与对比分析法，结合相应的经济学原理，对我国银行监管的发展历程和我国银行业监管现状进行了分析，后又通过分析美国、英国以及新加坡等西方发达国家在银行监管问题上所取得的成就，对比研究后吸取其中精华部分，提出了例如发挥市场作用完善准入退出机制、完善监管制度等针对银行监管问题的切实可行的对策。期望本文可以为我国银行业监管问题贡献一点思路，为我国银行业监管体系的构建贡献出一份微薄的力量。关键字:银行业，监管，问题，对策本科论文AbstractIn recent years, with the advent of economic globalization and the globalization of financial services, as well as the acceleration of national development process, the banking industry has also developed rapidly, but it has also been accompanied by huge financial risks and the loss of supervision. In order to achieve long-term and healthy development of the banking industry, it is necessary to solve many banking supervision problems such as the supervision system. This paper sum up method and comparison analysis method, combined with the relevant principles of economics, the development of banking supervision in China and analyzes the present situation of banking regulation in our country, and then through the analysis of the western developed countries such as the United States, Britain and Singapore's achievements on banking supervision, the essence of the part after the comparative study, put forward such as perfecting the supervision system, play a role of market entry exit mechanism for banking supervision problems such as the feasible countermeasures. It is expected that this paper can contribute some thoughts to the supervision of C...
