1家庭理财规划目 录摘要:.............................................................................................................................................................3引言:.............................................................................................................................................................3一、相关概念研究.........................................................................................................................................4(一)风险的定义.................................................................................................................................4(二)投资规划.....................................................................................................................................4(三) 家庭理财风险管理的要素.......................................................................................................41.家庭理财风险管理回避..............................................................................................................42.家庭风险管理控制......................................................................................................................43.家庭理财风险管理保留..............................................................................................................44.理财风险管理分散......................................................................................................................45.家庭风险管理转移......................................................................................................................4二、家庭理财业务中存在的问题.................................................................................................................4(一)法律保障缺失.............................................................................................................................4(二)信用制度建设薄弱......................................................................................