资产证券化服务中小微企业融资研究分析 财务管理专业VIP免费

题目：资产证券化服务中小微企业融资研究中文摘要I资产证券化服务中小微企业融资研究摘要：随着社会上现有中小微企业的数量极速增加，但针对小微企业进行融资的渠道相对较少，且商业银行针对小微企业融资的门槛很高，在众多的小微企业融资渠道中，资产证券化是现如今较为有效率的融资渠道之一。该融资渠道可以在很大程度上提升小微企业资金的流动性，缓解中小微企业的经营压力，给予中小微企业持续发展的资金支持，并且很大程度上降低中小微企业的融资成本。本文主要通过对资产证券化方式进行筛选，对中小微企业的界定，最后对碧桂园-小微企业1期应收账款资产支持专项计划这一成功案例进行研究，以期能够得到资产证券化对中小微企业融资的借鉴意义，缓解大部分中小微企业的融资难问题。关键词：中小微企业资产证券化案例研究II毕业论文外文摘要TitleResearchonFinancingofSmallandMedium-sizedMicro-enterprisesinAssetSecuritizationServiceAbstractWiththerapidincreaseinthenumberofsmallandmedium-sizedenterprisesinthesociety,therearerelativelyfewchannelsforfinancingsmallandmicroenterprises,andthethresholdforcommercialbankstoraisefundsforsmallandmicroenterprisesishigh.Inmanyfinancingchannelsforsmallandmicroenterprises,Assetsecuritizationisoneofthemoreefficientfinancingchannelsavailabletoday.Thisfinancingchannelcangreatlyimprovetheliquidityofsmallandmicroenterprises,easetheoperatingpressureofsmallandmedium-sizedenterprises,givefinancialsupportforthesustainabledevelopmentofsmallandmedium-sizedenterprises,andgreatlyreducethefinancingcostsofsmallandmedium-sizedenterprises.Thispapermainlythroughthescreeningofassetsecuritizationmethods,thedefinitionofsmallandmedium-sizedenterprises,andfinallythesuccessfulcaseofCountryGarden-SmallandMicroEnterprisePhaseIAccountsReceivableAssetSupportSpecialProject,inordertoobtainassetsecuritizationforsmallandmedium-sizedenterprises.Thereferencesignificanceofmicro-enterprisefinancingeasesthefinancingdifficultiesofmostsmallandmedium-sizedenterprises.Keywords：Smallandmedium-sizedbusinesses;Sssetbackedsecuritization;CasestudyIII目录1引言.................................................................11.1研究背景和研究意义..............................................11.2文献综述........................................................11.3研究目的和内容..................................................31.4研究过程和研究方法..............................................31.5现有研究存在的不足与创新点......................................42我国中小微企业主要融资方式分析.......................................42.1中小微企业的概念界定............................................42.2中小微企业困境及融资方式分析....................................53中小微企业可利用资产证券化融资方式分析...............................63.1我国资产证券化发展状况..........................................63.2资产证券化运用于中小微企业融资的存在的问题......................73.3资产证券化运用于中小微企业融资的可行方式........................73.4优质企业资产证券化..............................................84资产证券化融资服务于中小微企业融资案例分析...........................94.1案例选取方法....................................................94.2案例背景介绍....................................................94.3案例模式研究...................................................104.4案例的适用性和局限性...........................................115分析与建议..........................................................125.1基于中小微企业角度的分析与建议........