浅论我国中小企业融资难的原因及对策摘 要我国地大物博，幅员辽阔，自改革开放二十年来，国民经济更是不断飙升。成为中流砥柱的中小企业在此之间扮演着举足轻重的角色。所以，如何发展中小企业，让中小企业走出融资难的瓶劲一直是被观注的问题。本文第一章节介绍了我国中小企业的背景情况及一些相关概念问题，并表明了写本文的研究意图---将围绕中小企业融资难这一问题展开论述，分析现状，列明原因，寻找解决方案。第二章节主要是用来阐述目前我国中小企业的现状。从分析现状开始到列明各种融资难的原因，阐明了我们中小企业在经济中的地位。第三章节是本文的中心，根据第二章节列明的原因进行针对性的提出方案，试图解决目前对于融资难的困扰，有利于中小企业将来的发展。且以美国政府解决中小企业融资难问题为案例进行参照、学习比较，学习发达国家的模式及解决方案。关键词：中小企业，融资，信用制度，融资渠道RESEARCH FINANCING PROBLEM AND SOLUTION FOR MINOR ENTERPRISES IN OUR COUNTRYABSTRACTTo be our innovate opening, national economies are highly increasing. As we all know, medium and small-sized enterprises are play an important role in the society. So, how to develop medium and small-sized enterprises and how to financing are an impending question.Part I, I introduce not only the background of medium and small-sized enterprises in our country, but also expound some relationed concepts and resarch direction.Part II, I expound the status of our country’s medium and small-sized enterprise at these moment. On the other hand, I analysed every possible reason for hard-financing.Part III, it is the focus in the whole paper. Regrading the problems in Part II, Part III listed solutions. These are useful for medium and small-sized enterprises’ development. And also listed an America case, convenient for us to compare with develop country.Key Word: minor enterprise, financing, credit system, financing channel目 录第一章绪论 11．1背景阐述 11．2中小企业定义阐述 11．3融资的概念 ...
