本科论文摘 要我国新型农村金融组织发展到现在为止形成了以农商银行、农发行、邮储银行为纽带，村镇银行、贷款公司、农村资金互助社等农村新型金融机构为补充的农村金融体系。我们需要注意的是在乡镇由于其金融体系比较薄弱以及银行营业网点在农村地区未全面覆盖，这就导致各级金融组织在贫困乡镇得不到较好的成长，这也使得“三农”服务在经济贫困地区很难高质量的发展。为了使金融组织在贫困地区良好成长，文章先对我国目前的村镇金融组织的发展和成长着手，分析其发展成长中滞留的不足之处以及我国提出的助农政策给农村金融机构带来哪些机遇和挑战，再利用这些机遇对我国农村新型金融组织的蓬勃发展提出若干可行的建议，以此加快新农村的建设步伐和农村金融服务体系的构建，更好的为村镇金融继续蓬勃成长做出贡献。 关键词：新型农村金融机构，农村金融组织，农村金融本科论文AbstractSo far, China's rural financial institutions are mainly composed of China Agricultural Development Bank, China Postal Savings Bank, Rural Commercial Bank, Rural Banks, Microfinance Corporations, and Rural Fund Mutual Aid Society. Because the financial system and business outlets in rural areas are not fully covered, this has led to the financial institutions in rural areas not developing well. So the "three rural" cannot get high-quality development.This article first analyzes the development status and deficiencies of new rural financial institutions. Then, it analyzes the opportunities and challenges brought about by the rural assistance policy of our country to the rural financial institutions. Use these opportunities and challenges to make suggestions for the development of new rural financial institutions in China, in order to accelerate the construction of new rural areas and the construction of rural financial service systems, and better contribute to the continued vigorous growth of rural finance.Key words: New rural financial institutions, Rural financial organizations, Rural fina...
