人民币国际化的障碍、机遇与对策【摘要】金融危机之后，美元在国际货币金融体系上仍然处于主导地位，但随着中国的国际地位不断地提高，许多从中国周边国家纷纷开始积极主张国际货币金融体系的改革，加入去美元化的国家队列中，为人民币在境外流通创造了有利的条件。但与此同时，现实中人民币国际化发展的过程会受到许多障碍和限制性因素的影响。所以我们首先要对货币的国际化有清晰界定，明确我们研究的内涵具体而言，本章首先对货币国际化从货币职能上予以描述，其次，针对人民币国际化的现状，提出了人民币国际化存在的阻碍因素。最后，从人民币自由流动与兑现、金融制度、利率市场化和汇率制度等方面提出了建议和政策，以促进人民币国际化。【关键词】人民币国际化；国际化路径；最优货币区注：本论文（设计）题目来源于教师的国家级（或省部级、厅级、市级、校级、企业）科研项目，项目编号为： 。Obstacles, Opportunities and Countermeasures of RMB Internationalization[Abstract] Dollar still accounts for a certain proportion of the international monetary and financial system after the financial crisis, but the fast development of Chinese economy and the continuous enhancement of its overall national strength have led many emerging market countries to actively promote the reform of the international financial system . Cheers are increasing, bringing new opportunities for the internationalization of personal currency, and continuously accelerating the process of internationalization of personal currency. But at the same time, many obstacles and restrictive factors in reality are affecting the process of the internationalization of the renminbi. When we discuss the issue of RMB internationalization, we must first clearly define the internationalization of the currency and clarify the connotation of our research. Specifically, this chapter first describes currency internationalization from the perspective of monetary functions.Secondly, the obstacles to RMB internationalization are put...
