高三英语阅读练习Fewpeopleneedtobetoldnottooverspendoncreditordebitcardsortocurbimpulseshopping.Youknowyoushouldn’t,evenifyoualwaysdo.Whatyouneedaresolutions.Whateveryourproblemswithmoney,youcanchange—butit’sgoingtotakework.Afterall,you’retryingtobreaklifelongpatterns.Startwiththesestrategies.Strategy1Alotofpeoplesetthemselvesupforfailurebecausetheyhaveamindsetofeitherindulgence(放纵)ordeprivation(克制).Ifyoutrytodepriveyourselfoftoomuch,whereyouspendalmostnothing,thenyouendupgivingup,andyouindulge,andthenyouoverspend.Soifyouhaveanunrealisticplan,you’reprobablygoingtolosecontrol.Goodhabitshappenwhenplanned;badhabitshappenontheirown.Strategy2Changingyourmindsetiseffectiveinsolvingtheproblem.TakeSmith-Acunaforexample.Shesaysshehadacoupleintherapywhoconstantlyquarreledaboutwhatshefeelshasbecomeamonetarycliché.TheywouldalwaysargueabouthowmuchmoneytheywerespendingatStarbucks.Thewifelovedcappingoffeachworkdaywithadrink.Ultimately,thewifeendedupquittingherStarbuckshabit.Insteadofreplacingherdrinkwithnothing,shegotsomethingelse,somethingfree,inreturn.Strategy3It’sagoodstartifyouswitchfrompayingformerchandiseandserviceswithadebitorcreditcardtopayingwithcash.It’seasywhenyou’reusingplastictomindlesslyswipeandfallintoapatternofnotthinkingornoticinghowmuchyou’reactuallyspending.Youcandivideupyourmoneyandputitintoenvelopes,markingdownontheenvelopeswhateachpileofmoneyisfor.Thatcanmakeiteasiertoseewhereyourmoneyisgoing.Strategy4Getareceiptforeverypurchase.Breakingupyourexpensesintocategorieslikefood,clothing,housing,medicalcareandsoon,butalsolabelingeachexpenseasaneedorawant.Berealisticastowhatisreallynecessary.Aneedissomethingwhereyouwoulddieorgotojailifyoudidn’tspendthemoneyorruinyourcredit.Attheendofthemonth,totalupallthecategories.Dothis,andyou’llbemoreeducatedabouthowmuchmoneyyouactuallyhave,andhowmuchyouhaveleftoverforfunstuff.Strategy5Thereisprobablyareasonyoudevelopedbadhabits,whichareoftenadoptedontheroadeasiertraveled.Soifyou’resuddenlybalancingyourbankaccounteveryday,oryou’reregularlyputtingmoneyintoanemergencyfund,plantogiveyourselfsomesortofprizeforthepasttwoweeks.You’vebeensavingmoneyorspendingitmorewisely,soyoucanprobablyaffordit.IntroductionMoreoftenthannot,knowingweshouldn’toverspend,westilltendtodoso.It’stimewe(1)▲painstochangeourbadshoppinghabits.1Wecanusethefollowing5strategies(2)▲tohelpussolveproblemswithmoney.FivestrategiesHavingamindsetofeitherindulgenceordeprivationmeansgoingto(3)▲,whichoftenleadstofailure.Incaseyoulosecontrol,it’sagoodhabittomake(4)▲plans.Changyourmindset.WithoutspendingtoomuchmoneyatStarbucks,thewifesuccessfullygot(5)▲ofherbadhabitbyhavingsomethingelseinreturn.Change(6)▲youspendyourmoney:payingincash.Swipingadebitorcreditcardwouldmakeyou(7)▲oftheexactamountofmoneyyouspent.Itisnecessaryto(8)▲yourexpensesintodifferentcategories.Trackingyourspendinghelpsyouunderstandyouractual(9)▲better.Sinceyoucansavemoneyorspenditwisely,whydon’tyou(10)▲yourselfwithsomesortofprize?CyclingisthenewgolfTraditionally,businessassociateswouldgettoknoweachotheroveraroundofgolf.Butroadcyclingisfastcatchingupasthepreferredwayofnetworkingforthemodernprofessional.Agrowingnumberofcorporate-sponsoredcharitybikeridesandcitycycleclubsareprovidinganidealopportunitytotalkshopwithlike-mindedcolleaguesandclientswhilediscussingdif...