保险学-中山市城乡居民基本医疗保险的状况研究

中山市城乡居民基本医疗保险的状况研究【摘要】随着我国现代社会的快速发展，我国的经济也在稳步增长，我国国民也从社会发展和经济增长中受益良多，最为明显的感觉就是人们的生活水平有了显著的提升。在生存层面的基本要求得到保障之后，人们开始追求精神层面的满足，以此来丰富自己的生活。为了提高自己的生活质量，人们会想方设法地提升自己的生活方式。因此人们会乐意将手头闲置的资金用来充实自己的生活，而购买基本医疗保险不仅可以保障生活的质量，而且对精神层面而言也是一种满足。所以购买基本医疗保险不失为一种丰富生活的选择。当然，这也得益于我国基本医疗保险的良性发展，以及全民医疗保险意识的提升。同时，国家不断努力推行城乡居民基本医疗保险的健康发展，也在逐年提升对城乡居民基本医疗保险的补助。这些措施使我国大部分居民都能得到相应的基本医疗保险保障，促使了人们购买基本医疗保险的欲望，也使得基本医疗保险在我国实现了基本的普及，而且普及度还在逐年上升。【关键词】基本医疗保险；普及率；保险保障1Research on the status of basic medical insurance for urban and rural residents in Zhongshan City.[Abstract] With the rapid development of our modern society, our economy is also growing steadily, and our people have benefited a lot from social development and economic growth. The most obvious feeling is that people's living standards have improved significantly. After the basic requirements of survival level are guaranteed, people begin to pursue spiritual level of satisfaction to enrich their own life. In order to improve their quality of life, people will find ways to improve their way of life. So people will be willing to spend their spare money to enrich their lives, and the purchase of basic health insurance can not only guarantee the quality of life, but also a spiritual satisfaction. So buying basic medical insurance is a rich life choice. Of course, this also benefits from the benign development of basic medical insurance in China, as well as the prom...