本科论文摘 要近年来,国家在精准扶贫工作上给予了高度的关注,在金融领域的扶贫工作和扶贫机制方面都进行了不断的改进与创新,收到了十分优秀的效果,明显促进了贫困地区的经济与社会生活的发展。但总体来说,这些行之有效的减贫政策,在一些细节与方式上,依然存在着影响政策有效发挥的“瓶颈”。本文客观分析了当前金融扶贫工作的现状和背景以及扶贫工作中存在的主要问题,并根据面临的“瓶颈”提出一些做好财政扶贫工作,建立扶贫长效机制的措施。关键字:金融扶贫,信贷机制,金融创新 本科论文AbstractIn recent years, the country has placed great emphasis on the targeted fight against poverty, which is a constant improvement and innovation in the fight against financial and has achieved excellent results. Detailed and, to a certain extent, the "bottleneck" affecting the effective implementation of policies. Against the background of work on reducing financial poverty and the main problems in the fight against poverty, and proposes measures, to improve work on reducing financial poverty and to create a long-term mechanism to combat poverty under the'bottleneck': at the door.Key words:Financial assistance for the poor,Credit mechanism,financial innovation本科论文目 录摘 要......................................................................................................................... IAbstract..................................................................................................................II目录........................................................................................................................III前 言........................................................................................................................11 概述......................................................................................................................21.1 我国金融领域的扶贫背景....................................................................................21....