互联网金融给商业银行的影响分析摘要近几年以来，随着互联网的快速发展，互联网金融作为一种新的金融交易模式已经在我国得到了快速的发展。这一新型的金融模式对传统商业银行的经营与管理带来前所未有的压力。在互联网金融日益发展的今天，商业银行正经历着严格的考验，在这种环境下，商业银行如何进行创新，如何进行改革已经是商业银行迫切需要解决的问题。本文以互联网金融与商业银行为研究中心，对互联网金融的发展给商业银行带来的影响进行了分析与讨论，本文主要包含的内容如下：（1）首先对本文选题的依据与意义进行了叙述，然后从互联网金融的定义、发展以及特征等几方面对互联网金融进行了详细的描述。（2）对我国商业银行在互联网金融发展时代所暴漏的问题进行了总结与分析。（3）详细的分析了互联网金融对商业银行带来的影响。（4）指出了商业银行在互联网金融发展模式下应采取的对策与建议。关键词：互联网金融；商业银行；影响AbstractIn recent years, along with the rapid development of Internet, Internet banking as a new model of financial transactions in the country has been a rapid development. The new financial model for the operation and management of traditional commercial banks brought unprecedented pressure. In today's growing internet banking, commercial banks are undergoing rigorous test, in this environment, commercial banks on how to innovate, how to carry out the reform of commercial banks is already an urgent need to solve the problem.In this paper, Internet banking and commercial banking research center, the development of the financial impact of the Internet to commercial banks to carry out an analysis and discussion of the content of this paper includes the following:(1) First, based on the significance of this topic were described, and then from the definition of Internet banking, development and characteristics of the financial aspects of the Internet for a detailed description.(2) For the development of China's commercial banks in the Internet ...
