本科论文摘 要自 2015 年至今，区块链的钻研及应用在全球范围赢得紧密关注，我国紧紧追随当今时代的流行趋势，开辟扩充区块链的运用领域。中央部委频繁颁布相关鼓励性或监督性公文，政策文件的接续助力使得区块链的层次越来越高。商业银行在整个经济系统中占有举足轻重的地位，区块链自身具备的抵抗篡改、业务往来透明、不存在中心化节点等特殊性质决定了商业银行使用区块链技术可以缔造利益优势。鉴于以上原因，本文着重考查探究区块链在商业银行的应用。首先，将前辈的研究方向进行简单的梳理。其次，对区块链相关理论内容进行论述。再次，借助具体的案例来详细论说区块链在商业银行跨境清算业务、供应链金融的典型运用。除此之外，借助 SWOT 分析法作进一步的详细说明，进而归纳出两者的结合存在降低风险、提高效率的功效，最后总结出文章的结论并提供相关建议。 关键词：区块链，商业银行，跨境清算，供应链金融本科论文Abstract Since 2015, the research and application of block-chain has attracted close attention all over the world. China has followed the trend of the times to expand the application field of block-chain. The continuous support of central policies has made block-chain increasingly important. Commercial banks play an important role in the economic system. The special properties of block-chain, such as tamper resistance and transaction transparency, determine that block-chain application can create profit advantage in the field of commercial banks. So commercial banks give priority to the combination of block chain application.For the above reasons, this paper focuses on the application of block-chain in commercial banks. First of all, the research direction of block-chain is simply combed. Secondly, the related theories and development status of block-chain are expounded. Again, through case analysis to elaborate the block-chain in commercial banks cross-border clearing business and supply chain finance typical application. With the help of SWOT detailed an...
