中小企业融资问题研究—以河南省新三板企业为例

中小企业融资问题研究——以河南省新三板企业为例[摘 要]中小企业是我国社会主义市场经济的重要组成部分，但是中小企业融资问题是一个长期存在且制约其发展的最大瓶颈。新三板市场给我国中小企业，尤其是一些科技型、创新型企业的融资提供了平台。新三板自 2013 年以来发展迅速，挂牌企业数量出现井喷式增长，新三板融资额度也随之攀升。但新三板近 2 年来也面临市场低迷的困境，挂牌企业融资效率走低。本文从中小企业的融资理论出发，以我国新三板市场的发展为背景，分析了新三板市场融资影响因素，阐述了新三板市场的发展现状和融资现状。随后以河南省的新三板挂牌企业为例，对比分析了河南省新三板企业融资状况及问题。最后，本文对提高河南省新三板挂牌企业融资效率，以及完善新三板市场建设方面提出了相关建议。[关键词]中小企业；新三板；融资1Research on SME Financing——take the NEEQ enterprises of Henan Province for exampleAbstract: Small and medium enterprises (SME) are an important part of China's socialist market economy, but the financing problem of SME is a long-term bottleneck that restricts its development. The NEEQ market provides a platform for China's SMEs, especially some technology-based and innovative companies. The NEEQ market has developed rapidly since 2013, and the number of listed companies has increased steadily, and the amount of financing has also increased. However, in the past two years, the NEEQ has also faced the dilemma of the market downturn, and the listed companies have lowered their financing efficiency.Based on the financing theory of SME, this paper analyzes the factors affecting the financing of NEEQ market in the context of the development of NEEQ market, and expounds the development status and financing status of NEEQ market. Then, taking the listing of NEEQ in Henan Province as an example, Compare and analyze the financing status and problems. Finally, this paper puts forward relevant suggestions for improvi...